Investing in Life: Insurance in Antebellum America (Studies in Early American Economy and Society from the Library Company of Philadelphia)
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Investing in Life considers the creation and expansion of the American life insurance industry from its early origins in the 1810s through the 1860s and examines how its growth paralleled and influenced the emergence of the middle class.Using the economic instability of the period as her backdrop, Sharon Ann Murphy also analyzes changing roles for women; the attempts to adapt slavery to an urban, industrialized setting; the rise of statistical thinking; and efforts to regulate the business environment. Her research directly challenges the conclusions of previous scholars who have dismissed the importance of the earliest industry innovators while exaggerating clerical opposition to life insurance.Murphy examines insurance as both a business and a social phenomenon. She looks at how insurance companies positioned themselves within the marketplace, calculated risks associated with disease, intemperance, occupational hazard, and war, and battled fraud, murder, and suicide. She also discus
Investing in Life: Insurance in Antebellum America (Studies in Early American Economy and Society from the Library Company of Philadelphia)
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How wise is to carry on investing in Insurance Retirement Plan?
Since you don't state the Insurance Company (and "ENRICHMENT policy" gives 1,430 'hits' in google) I can't be bothered to track it down and find out how well it's performing ..
Pension Plans are long term (25 years) .. right now the market is depressed so any 'transfer value' is likley to be quite low ..
However you MIGHT be better off transferring into another scheme, especially since it would seem you do not have an actual Pension (which would get Tax Relief at your marginal rate) but rather some sort of 'Insurance' policy (which typically attracts high charges) .. if £10,000's are involved you need to speak to an IFA (Independent Financial Adviser)Thanks for your question, because I came across Arthur Williams through a google search on your 'enrichment retirement policy plan'. He became my new mentor in my business.
Anyway, to answer your question, the real estate market is not good at the moment. The boom is over and the next one round will be a decade.
As for your retirement plan, stick to it. In the long run, you will be blessed for having saved up all those 18 years.If you are in the USA Insurance retirement programs can give you some of the BEST protections for your retirement.
Not familiar with the "enrichment" strategy under that name. If it has principal protection, tax advantages and aggressive growth, stay with it. A much safer place for your money than Real Estate
NBC News- Investing in Life Insurance- Invest in the Investment with Liquidity, Security, and RoR
Orignal From: Investing in Life: Insurance in Antebellum America (Studies in Early American Economy and Society from the Library Company of Philadelphia)
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