Insurance Facts and Stats 2010 Edition: An Introduction to the Insurance Industry

Insurance Facts and Stats 2010 Edition: An Introduction to the Insurance Industry

insurance facts and stats - click on the image below for more information.



'Insurance Facts and Stats 2010 Edition' is an easy-to-read handbook that takes an exhaustive look at today's insurance business environment. Using exclusive information from A.M. Best's suite of publications and products, the guide is handy and illustrated reference for industry-current trends and terminology, and a comprehensive resource that focuses on the basics of and the challenges facing the property/casualty, life, health and reinsurance industries. The guide also showcases information about catastrophe losses, solvency and ratings and how insurance is sold and regulated. It's a great gift for new employees, board members, clients and customers, and can be used for reports, speeches and presentations.

Insurance Facts and Stats 2010 Edition: An Introduction to the Insurance Industry

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I need data on the benefits of offering employee health insurance & retirement plans?
I don't know anyone who's corrolated this.

Business owners know what they need to offer in order to attract employees. It's a supply and demand situation. If it's an unskilled labor position, you don't NEED to offer any kind of health insurance or retirement benefits. If you turn your employees over every six months, you don't WANT to, due to the excessive costs and hassles complying with Cobra.

If you're target marketing employers who don't currently have any of these in place, well, you're wasting your time. Your targets are going to need to be employers who NEED the plans, who are unsatisfied with current rates/service, and want to compare YOUR product to theirs. So you'd better know your product inside out - AND your main competitors products. And find the "value added" thing that you can provide, that they can't.Unfortunately, this statistic is not optimistic from an employer point of view. More employers have started to drop their group insurance as a benefit for their staff. The raise of premiums has brought many companies to the brink of financial burden. I can write a great deal regarding this. This is the reason you aren't able to find any positive statistics. Where is the possible motivation for the employer to give health insurance as a benefit today? The balance in between the salary wage + investment in employee benefits (including employer insurance co-payments) that has to respond to his intention and financial potential to attract employees. Less risky is when the health insurance is portable (no Cobra is involved), or you offer to him/her Health Reimbursement Arrangements and Defined Contribution Health Benefits Plans(regarding Health Insurance as a benefit.You might want to try and bookmark this site for research information on health insurance. news, articles and more. It may have the resources to help you with your question.

http://www.healthinsurance-guide.net/

Segment One: The Facts, The Stats & Heart Attacks

Steve reviews the history of life expectancy from Methuselah to the 2008 Society of Actuaries VBT Tables and introduces Sir Edmund Halley as the father of actuarial science. Still touches on the Guinness Book of World Records, emphasizing the meaning of "long term."

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Orignal From: Insurance Facts and Stats 2010 Edition: An Introduction to the Insurance Industry